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Creditor Harassment

Let our 95+ years of experience help you obtain a fresh financial start.

Idaho Creditor Harassment Attorney

Safeguard Your Rights Against Debt Collectors

Consumers who have experienced financial setbacks and problems with debt are often subjected to a number of debt collection activities. In recent years, debt collection has become a profitable business and numerous creditors and lenders actually sell delinquent debts to third party agencies that do whatever they can to make their money.

As a result, consumers have been forced to endure a great deal of unfair, deceptive and abusive conduct at the hands of third party debt collection agencies. If you are currently facing debt collection harassment, bankruptcy, as well as several consumer protection acts, can protect your right to fair treatment.

Schedule a free initial consultation with our creditor harassment attorney at  contacting Avery Law today.

What is an Automatic Stay Protection?


One of the benefits of bankruptcy is that when you file a formal bankruptcy petition, the court will issue an immediate court order for an automatic stay. This automatic stay protects you from collection activities while your bankruptcy is pending, including wage garnishments, lawsuits, foreclosure proceedings and debt collection phone calls. Creditors or third party debt collection agencies that violate the automatic stay can be held responsible for their failure to comply with the court order. In addition, creditors and debt collectors are prevented from pursuing any collection activities against you after your debts have been officially discharged.

The majority of consumer rights are outlined in the Fair Debt Collection Practices Act (FDCPA). Essentially, the legislation protects consumers against unfair and abusive collective practices. There are a number of abusive and deceptive acts collectors are prohibited from using against consumers.

Some of these include:

  • Contacting consumers outside of the hours of 8:00 am and 9:00 pm
  • Excessive phone calls in one day
  • Misrepresentation or deceit
  • Threating arrest or legal action
  • Abusive or profane language
  • Failure to cease after written communication from consumer
  • Contacting consumer at work when advised that it is prohibited or unacceptable

Although you may feel that you have little rights as a consumer in debt, the fact remains that U.S. bankruptcy and consumer protection law provides you with certain protections. For example, consumers who feel as though they have been victims of harassment under the FDCPA can pursue legal actions against the responsible parties.

Dedicated Idaho Attorneys for Creditor Harassment Support

At Avery Law, our Idaho bankruptcy attorneys treat every client with the respect and dignity they deserve. Here to help you through whatever it is you need, our legal team can help protect you against creditor and collection harassment and assist you in exercising your legal rights. To learn more about how to file for bankruptcy, contact our law firm today.

If you would like to learn more about working with a legal team that has more than 95+ years of combined experience, schedule a free initial consultation by contacting Avery Law today.

Hear From Our Happy Clients

Reviews & Testimonials

At Avery Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "From beginning to end, this was a much more pleasant experience than I ever imagined"

    From beginning to end, this was a much more pleasant experience than I ever imagined thanks to all of the helpful and caring ...

    - Chuck
    "I Was Impressed by John"

    The bankruptcy case went very smooth and I was impressed at how easy John made the whole process.

    - Bankruptcy Client
    "Amazing Attorney"

    Thank you for all your help through these trying times.

    - Bankruptcy client |
    "Very professional I Love This Company"

    Averylaw handled my case very professional my financial situation was were this was my best option Averylaw gave me the best ...

    - Steven & Tammy L.
    "Avery Law helped me so very much in this situation."

    Going through a bankruptcy is never easy. A person's self worth feels like crap and having to enter the world of owing people ...

    - Former Client
    "Ryan Farnsworth is an excellent attorney"

    Ryan made a very difficult process manageable. He always put us first and helped us navigate this difficult process with ...

    - Former Client
    "Reasonable Fees!"

    Thanks John! The work you did for us was painless and your fees were very reasonable. We will do business with you again.

    - Former Client
    "He Made it as Simple as Possible"

    Because of my situation I was very nervous to meet with anyone. John made the process as simple as possible. Not only did he ...

    - Bankruptcy Client

Why Choose Us?

  • Handled Over 8,000 Cases
  • Provide Excellent Results
  • Devoted to Our Clients
  • Knowledge of the Law
  • Personal Attentiveness
  • Backed By Experience
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