Bankruptcy Lawyers in Post Falls

If you’ve struggled for months or years with ever-increasing debt, you likely have been unable to build savings, invest in new opportunities, or live the life you feel you deserve. With today’s terribly high interest rates, making a dent in what you owe can feel next to impossible. If your situation is particularly dire, you may soon experience consequences such as foreclosure, repossession, garnishment or lawsuit.

At a time when it may feel like you have no options, turn to our Post Falls attorneys at Avery Law. We have handled more than 7,000 bankruptcy cases and possess over six decades of combined experience. We would like nothing more than to put our highly developed skills to work for your future.

Ready to learn whether bankruptcy could be the solution you need? Call us today at (208) 285-2085 or fill out our online contact form. We offer complimentary initial consultations.

Our Bankruptcy Services

Many people believe they should avoid bankruptcy at all costs. Every year in the United States, however, hundreds of thousands of people use bankruptcy to free themselves from debt.

Bankruptcy is a court-administered process that allows you to restructure and/or reduce your financial obligations. As soon as you file, you will benefit from the automatic stay, which orders your creditors to stop trying to collect payments from you- the collection calls and collection letters stop! The automatic stay also freezes processes like foreclosure, repossession, garnishment, and debt-collection lawsuits.

The bankruptcy process is far from simple, however, which is why you will need our support to maximize the benefits and mitigate any potential risks.

When you bring your case to our team, we can help you:

• Understand how the filing process works (and how long it may take)
• Learn about the potential options and benefits in bankruptcy
• Decide between Chapter 7 (liquidation) and Chapter 13 (repayment plan)
• Take full advantage of state or federal exemptions (laws that allow you to protect certain assets and levels of equity from the Chapter 7 liquidation process)
• Defend your home against foreclosure (through methods like Chapter 13 bankruptcy, mortgage modification, and more)
• Stop creditor garnishment and harassment (violations of your rights under the Fair Debt Collection Practices Act) and, if necessary, file a claim for compensation
• Possibly avoid bankruptcy by negotiating with your creditors for debt settlement or modification of terms
• Pre-bankruptcy, develop a plan to protect the most assets and property

Your situation requires highly personalized services, which is why our attorneys take the time to understand what you want for yourself on a short-term and long-term basis. Bankruptcy is a powerful form of debt-relief, but we will only recommend it if we believe it is the best possible solution to your financial crisis.

Asset Protection/Wealth Preservation

Avery Law also offers asset protection services in relation to pre-bankruptcy wealth preservation planning, estate planning, business transactions, business entity organization/reorganization and more. We understand that your assets are likely important to you in many ways, and we are ready to use our combined 65+ years of legal experience to help you keep your property and possessions out of the hands of creditors and other parties.

Let’s Begin Your Case Today

If you are struggling to stay afloat because of unmanageable debt, you may not have much time to act. Creditors—especially debt collection agencies that purchase your debt from its original owners—may resort to aggressive tactics to collect what you owe. The sooner you bring your legal and financial matter to Avery Law, the sooner we can help you.

Give our Post Falls law firm a call at (208) 285-2085 or contact us online today. All initial case evaluations are free.